Loans are money that you or your parents borrow and repay with interest. Education loans are offered at low interest rates and have long repayment terms. Some loans require a demonstration of need, others do not.

There are several types of loans available to help a student fund their education:

Federal Direct Student Loans

The Federal Direct Subsidized and Unsubsidized Loans are low-interest loans designed to provide students with funds for their college education.

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Federal Direct Parent PLUS Loan

The Federal Direct Parent PLUS Loan, is a low-interest loan for parents of dependent undergraduate students.

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Federal Direct Graduate PLUS Loan

The Federal Direct Graduate PLUS Loan is designed to provide graduate and professional students with additional funds for their education.

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You can find current interest rates and fees associated with Federal loan programs on the Federal Student Aid website.

Private Loans

Private loans, also known as alternative loans, can help cover your educational costs after all other federal, state, and institutional options have been exhausted.

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Emergency Loans

This loan is to be used for unplanned educationally related expenses only.

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National Student Loan Data System

When George Mason processes any federal loan for either a student or parent, information about that loan is transmitted to the National Student Loan Data System (NSLDS), and is accessible by guaranty agencies, lenders, and schools determined to be authorized users of the data system.

Exit Loan Counseling

U.S. Department of Education Exit Loan Counseling Guide